Nov 04, 2025
3 min read
Low interest rates encourage spending to make Christmas-related purchases.Here is the state of the market.
- Other group types:
Black Friday 2025: How to Finance Sales Without Giving Up
The date circled in red on the calendar is November 28. Black Friday will start on this day, the season of offers related to the Christmas period. According to research carried out by the DoveConviene Shopping Observatory, 69% of Italians will use this period to make purchases.
Every year Black Friday is at the peak of pre-Christmas shopping, and the 2025 edition - starting on November 28 - is no exception.Born in the United States, the program has also become a regular event for millions of Italians, eager to take advantage of discounts and promotions in many areas.
This year, however, there is an even more interesting aspect: not only technology and gadgets, but also everyday products, food and basic gifts.A paradigm shift that directly affects payment methods, with personal loans and financing playing a key role in accompanying major purchases.
Black Friday Beyond Tech: What Are Italians Buying?
According to research carried out by the Debeconviene Shopping Observatory, 69% of Italians will use Black Friday to make more extensive purchases than begging baskets.
In fact, consumers buy extra milk, coffee and olive oil, such as clothes (59%), household appliances (46%) and food products (42%).Instead of smartphones, smart TVs, beauty products and razors, it can be up to 23%.This shows how this event is for spending even for basic needs or to prepare the gifts that have been bought.
Despite the growing online trend, the physical store remains the favorite for 37% of the sample, while 41% alternate between the two channels.Only 13% buy exclusively on the Internet.This hybrid behavior allows you to take advantage of the digital comfort to compare prices and choose calmly, but also to check products to stop important or long-term costs.
Compare small loan offers of 5,000 euros:
- Eligible Funds: € 5,000.00
- Total amount paid: 6,508.02 Euros
- Administration: online
- Amount paid: € 5,000.00
- total due: €6,542.47
- Management: Online
- Payment amount: € 5,000.00
- Full due: € 6,553.39
- Administration: Online, in branch
Coget management and the use of personal loans
The survey showed that more than half of Italians (52%) do not set limits on browsing, allowing themselves to be taken.However, one in three consumers (36%) rather carefully browse offers (58%), 58%) and find out about products (23%).
Take this research, it goes without saying that the current situation is creating more than a few problems for many customers.Thus, thanks to the recent decline in interest rates, there is a growing tendency to take loans.Indeed, there are many who prefer to use it to maintain a steady flow of debt and thus be able to take advantage of the best offers without having to give or send or send.
When to use financing?
Relying on a home equity loan can often make the difference between making or missing an opportunity.However, it is necessary to carefully select a financial product, evaluate rates, terms and terms using online comparisons, which will help you find the most convenient solution for you.
Financial companies and banks have stepped up the competition ahead of Black Friday by offering flexible solutions designed for this stage of the year.Planning your shopping, finding the best deals, and choosing the most appropriate financing are important steps to get through Black Friday without much stress or sacrifice.
Offer of a small loan of 5,000 euros:
|Loan |Monthly Installment |April |Duration |
|Crediper Personal Crediper |€ 77.31 |8.10% |7 years |
|Personal Loan Mysore Standard Creditis |€75.55 |8.31% |7 Years |
|Agos Personal Loan |€75.12 |8.36% |7 years |
|United personal loan |€78.37 |8.49% |7 years
|Product Introduction Banca Flexible Credit |€82.90 |10.42% 7 years |
|Compass removal |€ 89.32 |13.63% |7 years |
Discover the offer
Benefit conditions: find out how much you save with money transfers.
Compare offers
In the News section we report on the funding market and the groups associated with it with written articles
by experts dealing with loans and consumer credit
Who collaborates with important national newspapers and writes exclusive blogs.
You can contact the editorial staff at: [email protected].
MutuiOnline S.p.A.is a trademark, a company belonging to the Moltiply Group S.p.A.part is
List in the star section of the Italian product exchange.Work as a broker and certify a
Corruption and malignancy in respect and finance companies.
The service is free to customers and the financial institution cooperates in processing the commission.
