Changes about bank transfers - il -mail

From 9 October, all Bank will need to get, and to carry out some security check to prevent customers

What's happening with instant transfers?

From the 9th October all the bank will have them and carry out a higher security checks to protect customers

Starting October 9, new rules have come into effect regarding instant transfers, payments that can be made from one checking account to another in seconds.This type of payment has long been affected by several changes prescribed by recent European regulations in order to harmonize rules between member states and facilitate the widespread use of this instrument.This is very useful in situations where you need to send money quickly.

The first phase came into force on January 9, when the banks were obliged to accept immediate transfers, even though they had not yet provided this service, and for those who had already given it, a ban on charging higher commissions than for regular transfers (which will instead reach their destination at least one working day).The second phase starts on October 9 and includes several new features.

First of all, all banks are asked to provide this service, so all who have a current account cannot only get ATM cars only.This work contains EU countries without euro as their money.

For some time, European institutions wanted to use the use of immediate banks of the bank as an alternative payment for payment, which saved it for which PayPal or Satispay.Transfer of instant banks, and this can be part of European institutions to be alternative cards.

In Italy, they can also be beneficial to some bureaucrat situations, as the change of something is expected, if you pay a used bank transfer, then that can happen during the ownership, then those who have no good conditions or potential scams.

As of October 9, European regulation introduces new security rules for banks, which also have very tangible consequences for customers, as they solve some specific problems with instant transfers.

The Bank will be verified that the beneficiaries of the beneficiaries entered the name of the IBAN holders they want to send money.It is a check that is called the Payer Verification: Specifically if the transfer does not become the right person who will not go.

And this was especially a problem for the transfers of the moment, just because they last a few seconds and they are not reviewed, unlike the usual ones.

From October 9, the banks must verify the payer for both normal and immediate transfers, thereby at least reducing the risks associated with assembly errors.

If the Italian Bank Association, if the bank is normally part, if the recipient is only partially blocked, if it is blocked, if it is blocked or technical reasons.Condental (or absence) may have a lot of moments, so it will continue to be very careful.